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Lenders

Once you have a successful contract on your new home, the next step for you is to arrange financing on that property. In order to process your residential mortgage loan application for the purchase of your new home (or to refinance), the lender will need some or all of the following information. Please gather this information to take with you to your loan application appointment.

Loan Application Requirements
  1. Last 2 years W-2's.
  2. If self employed, bonused or commissioned, or employed by a family member, last 2 years of tax returns. (Corporate returns and a current profit & loss statement may also be required.)
  3. Current pay stubs covering the most recent 30-day period.
  4. 3 most recent bank statements; all pages of all accounts, including Brokerage, IRA, etc.
  5. Year-end mortgage statement on current mortgage.
  6. Original copy of contract for home being purchased and photocopy of contract for current residence, if being sold.
  7. Copy of lease agreement on any rental property owned.
  8. Separation agreement or divorce decree, if applicable.
  9. Corporate Relocation Package, if applicable.
  10. A check to cover the Appraisal, Credit Report and Courier Fee. Depending on the lender you chose, the amount will vary but should not exceed $400.
  11. DD214 and certificate of eligibility if applying for a VA loan.
  12. Copy of your driver's license(s) and social security card(s) if applying for and FHA loan.

Good luck with your loan application.

If you have any questions, contact me!



Recommended Lenders
Queens College Tower Professional Lending Assoc.
James Smith 704-965-6800
Bank of America
June Austin 704-386-8022
Bradford Mortgage Company
Pat Johnston 704-373-2289
Richard Bobay 704-533-2394
Cunningham & Co.
David Cunningham 704-366-7711
David Dulin 704-770-0090
Countrywide Home Loans
Jonathan Brinsfield 704-840-5519
Bob Speir 704-574-0682
Comm. Residential Mortgage
Todd Houser 704-941-6400
Christy Ray 704-941-6410

Crown Mortgage
Susan Pierce 704-365-2220

First Charter
Brenda Callicutt 704-688-1548
Cell 704-737-3727
Lawn and Mullinix Mortgage
Will Mullinix 704-907-1136
704-332-5072 (office)
Metlife
Ryan Priest 704-362-6284
Myers Park Mortgage
Jeff Trout 704-971-6145
Newosuth Mortgage
Joe Hall 704-906-4269
Tull Mortgage
Cantey Tull 704-370-6055
McPhail Mortgage
Carl McPhail 704-375-1515
  Prime Solutions
John Sozzi 704-405-0570
Whitney Brackett 704-591-1488
Sun Trust
Eric Rohr 704-365-8524
704-517-9210
  Wachovia
Will Gaines 704-443-6434
 


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Ph: (704) 367-3759
Cell: (704) 577-5726

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