1. Last 2 years W-2's.
2. If self employed, bonused or commissioned, or employed by a family member, last 2 years of tax returns. (Corporate returns and a current profit & loss statement may also be required.)
3. Current pay stubs covering the most recent 30-day period.
4. 3 most recent bank statements; all pages of all accounts, including Brokerage, IRA, etc.
5. Year-end mortgage statement on current mortgage.
6. Original copy of contract for home being purchased and photocopy of contract for current residence, if being sold.
7. Copy of lease agreement on any rental property owned.
8. Separation agreement or divorce decree, if applicable.
9. Corporate Relocation Package, if applicable.
10. A check to cover the Appraisal, Credit Report and Courier Fee. Depending on the lender you chose, the amount will vary but should not exceed $400.
11. DD214 and certificate of eligibility if applying for a VA loan.
12. Copy of your driver's license(s) and social security card(s) if applying for and FHA loan.

Good luck with your loan application.

	Professional Lending Assoc. James Smith 704-965-6800	Bank of America June Austin 704-386-8022
	Bradford Mortgage Company Pat Johnston 704-373-2289 Richard Bobay 704-533-2394	Cunningham & Co. David Cunningham 704-366-7711 David Dulin 704-770-0090
	Countrywide Home Loans Jonathan Brinsfield 704-840-5519 Bob Speir 704-574-0682	Comm. Residential Mortgage Todd Houser 704-941-6400 Christy Ray 704-941-6410
	Crown Mortgage Susan Pierce 704-365-2220	First Charter Brenda Callicutt 704-688-1548 Cell 704-737-3727
	Lawn and Mullinix Mortgage Will Mullinix 704-907-1136 704-332-5072 (office)	Metlife Ryan Priest 704-362-6284
	Myers Park Mortgage Jeff Trout 704-971-6145	Newosuth Mortgage Joe Hall 704-906-4269
	Tull Mortgage Cantey Tull 704-370-6055	McPhail Mortgage Carl McPhail 704-375-1515
	Prime Solutions John Sozzi 704-405-0570 Whitney Brackett 704-591-1488	Sun Trust Eric Rohr 704-365-8524 704-517-9210
	Wachovia Will Gaines 704-443-6434